If two or more people at your company use ChatGPT for work, put them on ChatGPT Business instead of separate Plus accounts. Plus is a personal plan that belongs to whoever signed up, while Business gives the company one workspace it controls, keeps your data out of OpenAI’s model training by default, and keeps the work with the company when someone leaves.
Plus is still fine for an owner working alone on everyday writing, as long as the training setting is off and nothing confidential goes in. Enterprise is built for much larger rollouts and rarely makes sense for a small business. Below is what Business actually adds, what each plan costs as of October 2026, and a short table to settle it. If you’d like help choosing a plan and getting your team onto it, that’s part of our AI integration work for small businesses.
ChatGPT Team is now ChatGPT Business
If you searched “ChatGPT Team vs Plus,” you’re in the right place. OpenAI renamed ChatGPT Team to ChatGPT Business on August 29, 2025, according to its ChatGPT Business overview. Existing Team workspaces became Business workspaces without any migration. It’s the same plan under a new name, although OpenAI has changed its prices and seat options since.
What each plan costs, as of October 2026
We checked OpenAI’s own ChatGPT pricing page and business pricing page on October 7, 2026. Prices are in U.S. dollars and change from time to time, so check again before you buy.
- Plus: $20 a month, for a single user.
- Business, Standard seat: $25 per user per month billed monthly, or $20 per user per month billed annually.
- Business, Premium seat: $125 per user per month billed monthly, or $100 per user per month billed annually. OpenAI says Premium gives five times the usage of a Standard seat, with no five-hour usage limit.
- Minimum: a Business workspace needs at least two paid seats, in any mix of Standard and Premium. OpenAI pitches Business at teams of 2 to 200.
- Enterprise: custom pricing, through OpenAI’s sales team.
Two details catch people out. An owner on their own still pays for two seats, because two is the floor. And OpenAI’s billing and seats article says seats added to an annual plan stay committed until the end of that year’s term. For most small teams, Standard seats are plenty. Premium earns its price only for the one or two people who keep running into usage limits.
What Business adds over Plus
For everyday work, Plus and Business give you the same assistant. The real difference is who controls the account. Here’s what OpenAI lists for Business that Plus doesn’t include, from its pricing and help pages as of October 2026:
- A workspace the company owns. OpenAI’s pricing FAQ says Free, Go and Plus are “designed to be used by individuals.” Business puts everyone’s work in one workspace with one bill, instead of a stack of personal subscriptions on expense reports.
- No training on your data by default. On Plus, OpenAI may use your chats to train its models unless you switch that off, and each person controls the switch for their own account. On Business, OpenAI says it doesn’t train on workspace data by default. Our post on whether ChatGPT is safe for business data goes deeper on that.
- An admin console with roles. Admins add and remove people and choose which outside apps the workspace may connect to, and workspace owners decide who gets which seat type. Plus has no admin console.
- Seats that belong to the company. A seat is paid capacity in the workspace, separate from the person using it, so when someone leaves, the seat can go to the next hire.
- Single sign-on. Business supports SAML single sign-on and multi-factor sign-in, so staff can log in through your company’s own account system. OpenAI’s plan table shows SAML single sign-on as not available on Plus.
- Company knowledge and workspace agents. Business can answer from connected company sources and run agents the whole team shares. The plan table lists both as not included in Plus.
Plus can already connect to some outside apps, so connectors alone aren’t a reason to upgrade. Control is.
Who keeps the chats when an employee leaves
This is the part that matters most to an owner, and the part most comparisons skip.
When an employee uses their own Plus account for work, everything they’ve built there sits in their personal account: quote drafts, customer replies, the prompts they’ve refined, the projects they’ve set up. When they leave, it goes with them. You can’t see it, export it or delete it, even if the business paid for the subscription.
On Business, OpenAI’s enterprise privacy page says workspace admins can open and export the conversations in the workspace, and delete them when needed. Its article on managing members says that after someone leaves a workspace, they can’t reach its data unless they’re invited back, and leaving doesn’t move Business content into their personal account. The work stays with the company.
One billing note from the same article: removing a member ends their access right away but doesn’t take the seat off your bill. An owner has to reduce the seat count as a separate step.
When Plus for the owner alone is fine
Plus is a reasonable choice when all of these are true:
- You’re the only person using ChatGPT for the business.
- You use it for drafting, summarizing and planning, never for customer records, health or payment information, or anything under an NDA.
- You’ve turned off the setting that lets OpenAI train on your chats.
- Nobody else needs to see or keep the work.
Once a second person starts using ChatGPT for the company, move to Business. As of October 2026, two Standard seats billed annually cost $40 a month, the same as two Plus subscriptions, and the company gets the control described above. Month to month, it’s $50.
When Enterprise matters (usually not yet)
Enterprise is built for organizations rolling ChatGPT out at scale. OpenAI’s business pricing page lists what it adds, including automatic account setup and removal through your identity system, custom data retention, data residency, role-based access controls, priority support with service-level agreements, and invoice billing. Business also tops out at 200 paid seats.
Most small businesses need none of that. A conversation with OpenAI’s sales team is worth having when:
- You handle health information. OpenAI’s Business overview says that if you need a Business Associate Agreement (BAA), invoicing, net terms or zero data retention, you should use a contracted offering instead of signing up for Business on your own. Until that’s in place, keep patient information out of ChatGPT entirely.
- Your contracts set data terms that a self-serve plan can’t meet, such as where data is stored or how long it’s kept.
The quick decision table
| Your situation | Plan | Why |
|---|---|---|
| Owner alone, everyday drafting, nothing confidential | Plus | Built for one person, and training can be switched off |
| Two or more people using it for work | Business, Standard seats | The company owns the workspace and the chats, with no training by default |
| A team with one or two heavy users | Business, with a Premium seat for those people | More usage only where it’s needed |
| Staff already doing company work in personal accounts | Business, then move the work over | OpenAI lets members merge a personal workspace into Business |
| Health information, a BAA, or more than 200 people | Talk to OpenAI about Enterprise or a contracted plan | Self-serve Business doesn’t cover it |
Claude has the same split
If you’re weighing Anthropic’s Claude instead, the choice looks much the same. As of October 2026, Anthropic’s Claude pricing page lists individual plans, a Team plan for teams of 2 to 150 with Standard and Premium seats, single sign-on and central administration, and Enterprise above that. The same rule holds: once a second person uses it for work, use the team plan. For which assistant to pay for in the first place, see our Claude vs ChatGPT comparison for business owners. We use both in our own work.
The plan is the easy part
Picking a plan is quick. Getting a team to use it well takes more: agreeing on what goes in and what stays out, who checks what it writes before it reaches a customer, and getting work out of personal accounts. Our post on AI training for employees covers the people side, and if your team is just starting out, our guide to ChatGPT for small business has prompts to try in the first week. If you’re still not sure which plan fits, or whether you need a paid plan at all, we’re glad to talk it through.